We are a proud member of the Financial Services Online network!
Connect with us on your favourite social media platform for the latest financial news, views, resources and information.
Comparison results are from participating brokers within our referral network and may not represent all providers in the market. We may receive a referral fee at no cost to you. We do not provide financial advice or credit assistance directly.
Keyperson insurance Australia solutions are designed to support your business if a key person dies or becomes seriously ill. Here you’ll find clear explanations, comparison tips and practical tools to help you choose affordable keyperson life insurance that aligns with your strategy.
Whether you run a growing startup or an established company, losing a key person can disrupt cash flow, client relationships and long‑term plans. Use our step‑by‑step guides, articles and calculators to understand coverage options, premiums and how to structure policies for your business goals. Learn more about our approach on the about page.
This week: a federal bill to ban the use of adverse genetic test results in life underwriting advances to the Senate; a Federal Court approves roughly $140 million to settle a group life overcharging case in super; AFL concussion risks prompt TPD cover changes that may foreshadow tighter neurological terms; and insurers roll out a national fraud detection platform via the ICA, meaning more verification but smoother outcomes for honest claims. Practical takeaways: review super-based cover, read TPD and trauma definitions, maintain accurate disclosures and records, and compare transparent, flexible keyperson options.
Explore flexible keyperson life insurance coverage options, from basic term policies to more comprehensive structures that can include trauma or TPD cover.
Term-based keyperson policies can provide cover for a set period that matches business needs, such as the term of a loan or a planned exit. Some businesses combine term life with critical illness or total and permanent disability benefits to broaden protection for revenue and debt obligations.
Compare keyperson life insurance coverage options and premium structures to decide which mix of benefits and costs suits your strategy. You can start a comparison and request keyperson insurance quotes tailored to your situation in minutes.
A carefully designed keyperson insurance strategy can support both business continuity and the financial security of your loved ones.
Keyperson life insurance benefits can help protect the value you have built over years of effort, giving stakeholders and family members greater confidence that plans can continue, even if a key person is no longer able to work in the business.
Not sure how much keyperson cover you might need? Use practical rules of thumb, calculators and scenario planning to estimate an amount that reflects revenue contribution, replacement costs and outstanding debts.
Use our tools to estimate cover that reflects replacement costs, profit contribution and any loans or investor obligations linked to key people.
Interactive calculators can help you refine assumptions, test different scenarios and explore how premiums change with different benefit levels. Visit our tools page to start planning with confidence.
The keyperson insurance market in Australia evolves with regulatory changes, economic conditions and new product features.
Visit our latest updates and educational resources to deepen your understanding of keyperson life insurance premiums, coverage structures and policy comparisons. Explore the most recent articles on the news page or browse in‑depth guides in our article library.
If, in fact, there are personal qualities attributable more to successful people than others then, perhaps we can learn how to adopt and develop new qualities within ourselves that will help us become more successful. Author and motivational speaker Tom Hughes reveals all in this book!
