Key Person Insurance Financial Calculators

Key Person Insurance is pleased to provide you with the following calculators to assist you on your financial journey.

Available Calculators

Estimate your life insurance needs with our Life Insurance Calculator. Work out the right level of cover to protect your family and secure their financial future.

Business Insurance Calculator

Estimate your business insurance needs with our Business Insurance Calculator. Calculate the right levels of cover to protect your business operations and secure your financial livelihood.

Keyperson Insurance Calculator

Estimate how much keyperson insurance your business may need to protect against the loss of critical staff. This calculator considers profit contribution, debt exposure and replacement costs to guide appropriate life, TPD and trauma cover.

'Calculator results are estimates only and not quotes. Actual quotes will be provided by licensed brokers after you submit an enquiry.'

Insurance News

HESTA's Initiative to Lower Insurance Fees and Strengthen Member Benefits

11 May 2026: Paige Estritori

HESTA, a prominent Australian superannuation fund, has unveiled a series of changes aimed at making insurance cover more accessible and affordable for its members. Effective from 1 July 2026, these changes include an average 12% reduction in insurance fees across all cover types. - read more

Challenger's Record Annuity Sales Drive Strong Half-Year Performance

11 May 2026: Paige Estritori

Challenger, a leading Australian wealth management firm, has reported an 11% increase in life sales, reaching $5.1 billion in the December half of the 2026 financial year. This growth is primarily attributed to record annuity transactions, underscoring the company's strategic focus on retirement income solutions. - read more

APRA's New Capital Framework for Longevity Products

11 May 2026: Paige Estritori

The Australian Prudential Regulation Authority (APRA) has announced significant reforms to the capital treatment of longevity products, including annuities, aimed at strengthening the market for retirement income solutions. These changes are set to take effect on 1 July 2026. - read more

Zurich Australia's Strategic Acquisition of ClearView Wealth

03 May 2026: Paige Estritori

In a significant move within the Australian life insurance sector, Zurich Financial Services Australia has announced its intention to acquire ClearView Wealth Limited. This acquisition, valued at approximately AUD 415 million, is set to bolster Zurich's presence in the market and expand its customer base. - read more

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Life Insurance Articles

The Impact of Losing a Key Employee: How Keyperson Insurance Helps

Key person insurance is a valuable tool for any business looking to safeguard its operations and financial stability. But what exactly is it? - read more

Key Person Insurance: Protecting Your Most Valuable Assets

Key Person insurance, is a vital form of business insurance that protects a company's most valuable assets: its people. This insurance is designed to compensate a business financially when a key individual, such as a business owner, an executive, or an indispensable employee, becomes incapacitated or passes away. - read more

Protecting Your Startup: Understanding Keyperson Life Insurance Options

Keyperson life insurance is a special type of coverage designed to protect businesses against the financial impact associated with the loss of a key team member. Essentially, it acts as a safety net for companies, ensuring that the sudden loss or absence of crucial personnel doesn't jeopardize business operations or continuity. - read more

The Role of an Insurance Broker in Securing Keyperson Insurance Coverage

Keyperson insurance is a type of business insurance designed to protect companies from financial losses that may occur due to the sudden loss of a crucial team member. This insurance policy provides a financial safety net that companies can rely on in difficult times, ensuring continuity and stability. - read more

Knowledgebase

Insurance Deductible:
That part of an insurance claim that must be paid by an insured person before the the balance is paid by the insurer.

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